2006 Edition, Vol.2    

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Making Changes To Your Existing Policy

Any of the following events should lead you to re-evaluate your life insurance needs

Just because you already have life insurance, doesn’t mean your protection needs won’t change in the future. For this reason, we recommend reviewing your policy at least every two years to make sure you and your family have the right amount of protection.

  • The birth or adoption of a child.
  • The illness of a child, spouse, or parent which may require long-term care..
  • The purchase of a new home.
  • A recent marriage or divorce.
  • The deterioration of your health.
  • Your child’s college education
  • Upcoming retirement of you and/or your spouse.
  • Notice of a substantial inheritance.
  • A recent job promotion.
  • Refinancing your home mortgage